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MH Ross |
World Nomads |
Travel Guard |
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Underwriter |
Old Republic Insurance Company |
Allianz Australia, BCS, Arch Capital Group, Allianz Global Risks (Depending on your country of residence) |
National Union Fire Insurance Company of Pittsburgh, PA. |
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Available To |
Residents of US and Canada |
Residents of over 150 countries |
Residents of US |
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Medical Expenses |
$50,000 with option to increase to $100,000 |
$50,000 to $5 million depending on country of residence |
$25,000 with option to increase to $50,000 |
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Pre-existing Condition |
If insurance purchased within 15 days of first trip deposit |
No coverage |
If insurance purchased within 15 days of initial trip payment |
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Emergency Evacuation |
$50,000 with option to increase $1,000,000 |
Up to $500,000 depending on your country of residence |
$500,000 with option for additional $500,000 and Hospital of Choice |
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Repatriation of Remains |
$5,000 max |
Up to $12,000 depending on your country of residence |
Included with Emergency Evacuation with coverage up to $500,000 |
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Emergency Reunion |
Transportation provided for a person of your choice to visit you (if you are traveling alone and hospitalized for more than 7 consecutive days.) |
Cover for a relative or friend to escort you home in the place of a doctor. Limits depend on your country of residence and the circumstances. |
Optional coverage includes transportation to bring one person to and from the medical facility where the insured is confined for more than 7 days following an emergency evacuation |
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Accidental Death & Dismemberment |
$10,000 24 hour AD&D & $50,000 Common Carrier |
Up to $10,000 depending on your country of residence |
Optional coverage up to $25,000 |
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Flight Accident |
$50,000 incl in Common Carrier with options to increase |
No coverage |
$50,000 if purchased within 15 days of initial trip payment with option to purchase additional coverage up to $500,000 |
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Trip Cancellation |
100% of Trip Cost ($50,000 max) |
Up to $10,000 depending on your country of residence |
100% of Trip Cost ($100,000 max) |
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Trip Interruption |
150% Trip Cost |
Up to $5000 depending on your country of residence |
150% of Trip Cost ($150,000 max) |
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Trip Delay |
$200 per day $1,000 max |
No Coverage |
$150 per day / $750 max |
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Sports & Hazardous Activities |
Per policy specifications |
Cover for wide range of Adventure Sports |
Per policy specifications |
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Lost Baggage |
$1,500 per person $300 per item limit |
Up to $3000 depending on your country of residence |
$1,000 per person / $500 for first item / $250 per additional item limit |
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Baggage Delay |
$200 per person per day $400 max |
No Coverage |
$300 per person for delays greater than 24 hours |
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Supplier Bankruptcy Default |
15 day wait if purchased within 15 days of first trip payment |
No Coverage |
14 day wait if purchased within 15 days of initial trip payment |
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Labor Strike |
Covered if no common carrier for 24 consecutive hours |
No Coverage |
Coverage for complete cessation of services at the point of departure or destination |
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Terrorism |
Covered in trip scheduled to/from city within 30 days |
Depends on country |
Coverage for city listed on insureds itinerary within 30 days of arrival |
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Rental Car Insurance Optional |
$25,000 collision coverage |
No Coverage |
$35,000, subject to $250 deductible |
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Travel Assistance |
24 hour worldwide assistance & concierge service |
24-hour toll free Emergency Medical Assistance |
24 hour worldwide travel and medical assistance, concierge service, and identity theft assistance |
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Special Features |
Cancel for Business reason Option, Instant On line fulfillment |
Buy, extend and claim online from anywhere in the world, even if already traveling. |
Optional Cancel for Work Reasons and Cancel for Any Reason coverages |
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Length of coverage |
Max trip length 180 days |
From 3 days in a row to 12 months |
Max trip length 365 days |
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