submit to reddit GoNOMAD Travel          Instagram
airfordable logo
Airfordable, a start-up that will offer layaway payment plans for purchasing airline tickets

Airfordable Brings Layaway to Air Travel
The Start-Up has launched, check it out!

For decades, the term “layaway” was only tossed around during the holiday season. Big box stores wanted to make it easier for shoppers to pay off expensive presents over time. But what if the “layaway” concept was applied to paying for airline tickets? With Airfordable, it will soon be a reality.

The idea for Airfordable, a start-up based in Chicago, started with founder Ama Marfo’s dream to want to make air travel more affordable for young people like her. A Drexel University graduate, Marfo is originally from Ghana and on school breaks would have difficulty being able to pay for plane tickets to go back home. 

When she graduated, her and her friends saved up and took a trip to Ama’s homeland. She describes it as an eye-opening experience for her friends who knew little about what exists beyond American shores.

“My friends had so much fun and they couldn’t believe how much they enjoyed Ghana, it was their first trip abroad and they realized what they had been missing,” said Marfo. “A couple of my friends didn’t come because of the money, and that’s when I knew that I wanted to help solve the problem of expensive plane tickets for college students and young adults.”

Marfo began testing her idea with her target audience: college students and families. She sees both of these groups as needing the service that Airfordable will provide.                    
According to Joe Cortezo, of Frugal Travel, this service would be helpful for someone working to recover their credit score o r trying to remain within a pre-set budget plan and avoid splurges.” - USA Today Travel 

As of right now 2016, those who sign up by visiting are only able to book domestic and international flights under $2000, but for a limited time. They've had an influx of travelers book flights to Iceland, Morocco, Italy, San Francisco, New Orleans and other places for under this price point so far. The company has plans to remove the price threshold later in 2016. Co-founder and CEO Ama Marfo noticed a recent hike in sign-ups. "We started out with a $500 per ticket price limit only to come across an increase in sign ups and user feedback requesting a higher price point. So, we strapped up our platform to handle trips under $2000 for a limited time. The response has been great so far." 

“Being young is the right time to travel, you don’t have a lot of obligations,” said Marfo. “A lot of younger people don’t see the value of traveling outside of America and I think a lot of that has to do with how expensive it is to do so.”

How It Works

Airfordable’s service is simple. Customers identify what flight they want to take and take a screenshot of it on any travel search website or airline site. After this, they come to the Airfordable site and upload their screenshot. Airfordable shows them a monthly and bi-weekly payment plan to which they can select the one that fits their budget. Then they pay a 30% deposit to book it and pay the rest according to their payment plan schedule before their travel date. Airfordable works directly with the airline to secure the customer's specific flight. The customer recieves their e-ticket from the airline directly after making all of their payments.

 Tickets have to be booked at least two months in advance and must be paid off two weeks to a month before the departure date. Customers can choose from three, six, or nine month payment plans. The best part about Airfordable is that no credit check is required, making this truly an option for everyone regardless of their financial footings. Flights are covered for up to $2000 and under. 

“At its core, Airfordable is all about making travel possible for everyone. Whenever I’m on travel websites I always see recommendations of where to go, but never anything about how to pay your way there. Airfordable is the solution to that problem and pain,” said Marfo.

Like any start-up, Airfordable is testing out its idea on the people who it wants to reach: college students. Airfordable will be partnering with international students from the University of Southern California who will act as beta users. These students will all be international or study abroad students who will be booking travel to go home over breaks or at the end of an academic semester.

“I already have over 500 people interested in Airfordable, and from talking to others I know that this is a service that is desperately needed,” said Marfo.

Struggles of a Start-Up

The concept of Airfordable seems like a no-brainer. Who wouldn’t want the option to pay off their airline ticket over time while still having a reserved seat? But Marfo believes there may be a reason why this great idea isn’t already out there helping people afford to fly.

“Airlines give more thought to business travel than to leisure travel,” said Marfo. “That’s where the money is for them, but we’re starting to see more airlines start to pay more attention to leisure travel as it’s been increasing in recent years.”

She also added that more forces are working against affordable air travel than business professionals.

“The commissions that airlines get from hotel bookings are currently more lucrative than flights, so it makes sense for them to want to focus more on hotels than offer better, cheaper incentives to book a flight,” said Marfo.

Marfo believes she can show the airlines that her vision for affordable air travel for all is something that can make them money and become a lasting investment with huge payoffs.

Starting any company is not something for those who cannot be adamantly committed to his or her idea. Starting a business requires passion and need, both things that Marfo possesses. With the economy doing better, she advises young, aspiring entrepreneurs like herself to dive in and take a stake in the travel industry.

“Now’s the time to get your ideas out there and test them with potential customers. The market’s getting better, but it’s still hard,” said Marfo.

One of Airfordable’s biggest challenges with breaking into the travel industry is acquiring the technology that’s needed to run a 21st century travel start-up. 

“The software that’s standard and needed is so expensive, and this definitely hasn’t been easy but it’s what I am passionate about,” said Marfo.

Being a start-up, there are also some perks that Marfo and her team can enjoy. They have flexible hours and the ability to build something that has the potential to change how people perceive air travel and even the possibility of travel. Having a small team is important to building a quality product, according to Marfo.

“My team is excellent and extremely helpful with any ideas I bounce off of them. We work together so well and they’ve made the process of forming our goals and mission easier and more fun because we all want the same thing-for people to no longer say ‘no’ to taking a trip simply because they can’t afford to pay the plane ticket,” said Marfo.


Dan Peltieris a staff writer for Skift Travel in NYC.  He first traveled internationally at the age of 17 to Australia and New Zealand and hasn't stopped traveling since. He studied abroad in Rome, Italy during his junior year of college and fell in love with the Eternal City along the way. Follow him on Twitter @djpeltier and visit his blog to read more of his work.

Read more about air travel on GoNOMAD

Air Travel

. Adjusting to Air Travel Changes: "I Will Still Fly the Skies" A By Kent E. St. John Senior Travel
Travel Commandments Ten Travel Commandments of Air Travel A flight Attendant
Airfordable Brings Layaway to Air Travel A The Start-Up has launched, check it out! By Dan Peltier
Self boarding gates in Germany. Ten Ways Your Next Air Trip Will Be Better By Kristina Kulyabina
The Air Traveler's Nightmare: Seated next to the "Ugly American" By Wendy
A Air New Zealand's Skycouch--before. Air New Zealand Offers Service to Six Australian Cities
Adventuring By Air, By Land and By Water By Carly Blatt With a slew of adrenaline-pumping activities
Waltzing Over Jaipur, India, in a Hot-Air Balloon By Mridula Dwivedi When I was writing about my last
Chiang Mai Thailand: Change in the Air By Terry Braverman Taxiing through Chiang
Treasure Every time I travel there I leave with a greater respect and concern for them
A A A Wa tch GoNOMAD Travel Shorts View videos produced by Sonja
Compare Travel Insurance Policies... Choose Which is Best for You A more questions? visit our FAQ
How Women's Travel is Unique: Women's Travel Stories By: Lisa Linsley Many people
Apalachicola, Florida from the air. Click to return to the story.
. Trains serve most big cities as well Disney World, Niagara Falls and the Grand Canyon. You can travel

Tags: storySection: Traveldesk
Location: North America,United States
author: Daniel Peltier
New Travel Articles


Subscribe to GoNOMAD's monthly enewsletter for all of our new travel articles
Get our free monthly travel newsletter
and help support sustainable and responsible tourism.
No spam, no selling
your email, we promise!

Subscribe to our email newsletter!

Subscribe to our monthly newsletter!

amazon ad300x250